Disclaimer

1. General Information Only

The information provided on this website is for general informational purposes only. While Alicia Valencia, Realtor, strives to keep the information up-to-date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information, products, services, or related graphics contained on the website.

2. No Professional Advice

Alicia Valencia is a licensed real estate agent. She is not a licensed mortgage lender, financial advisor, tax professional, or attorney.

• Financial Programs: Information regarding down payment assistance (DPA) programs, grants, and loan products is subject to change without notice by the respective government agencies or private lenders.

• Consultation: Visitors are encouraged to consult with a qualified mortgage professional or financial advisor to determine their eligibility for specific financial programs.

3. Eligibility for Grants & Assistance

Specializing in down payment assistance and grants does not guarantee that every client will qualify for such programs. All grants and assistance programs are subject to:

• Credit score requirements and income limits.

• Funding availability from state, local, or federal agencies.

• Specific property requirements and primary residency rules. Alicia Valencia does not have the authority to approve or deny any financial application.

4. Fair Housing & Equal Opportunity

Alicia Valencia conducts business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. We are committed to providing equal professional service to all regardless of race, color, religion, sex, handicap, familial status, national origin, or sexual orientation.

5. Third-Party Links

This website may link to external websites (such as HUD, state housing authorities, or lenders). Alicia Valencia has no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

6. Limitation of Liability

In no event will Alicia Valencia or her brokerage be liable for any loss or damage including, without limitation, indirect or consequential loss or damage arising from the loss of data or profits arising out of, or in connection with, the use of this website.